Account and Transaction Protocol of the Open Banking Standard

Abstract

To counteract the lack of competition and innovation in the financial services industry, the EU has issued the Second Payment Services Directive (PSD2) encouraging account servicing payment service providers to share data. The UK, similarly to other European countries, has promoted a standard API for data sharing: the Open Banking Standard. We present an overview of the results of a formal security analysis of the Account and Transaction API protocol.

Document

If you cannot see the document below, the PDF document is most likely not freely accessible. In this case, please try to access the document via this link.

Reference

% BibTex
@inproceedings{AlmehrejFM20,
  author       = {Abdulaziz Almehrej and
                  Leo Freitas and
                  Paolo Modesti},
  editor       = {Alexander Raschke and
                  Dominique M{\'{e}}ry and
                  Frank Houdek},
  title        = {Account and Transaction Protocol of the Open Banking Standard},
  booktitle    = {Rigorous State-Based Methods - 7th International Conference, {ABZ}
                  2020, Ulm, Germany, May 27-29, 2020, Proceedings},
  series       = {Lecture Notes in Computer Science},
  volume       = {12071},
  pages        = {230--236},
  publisher    = {Springer},
  year         = {2020},
  url          = {https://doi.org/10.1007/978-3-030-48077-6\_16},
  doi          = {10.1007/978-3-030-48077-6\_16},
  timestamp    = {Sat, 31 May 2025 23:08:41 +0200},
  biburl       = {https://dblp.org/rec/conf/asm/AlmehrejFM20.bib},
  bibsource    = {dblp computer science bibliography, https://dblp.org}
}